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This site is operated by Sunlife Insurance LLC, doing business as SimpleCare Insurance, a licensed independent insurance agency, Florida license no. L094843. We are not the Health Insurance Marketplace®, HealthCare.gov or a government agency. "Obamacare" is the common name for the Affordable Care Act.

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Health insurance for your family, with the price in plain sight

See what your family could pay per month for a plan from the Health Insurance Marketplace (ACA, often called Obamacare), after the financial help your household may qualify for, without giving your name. We compare Florida Blue, Ambetter, Oscar, UnitedHealthcare and Molina, and a licensed agent finishes it with you by phone, at no cost.

Individual example; a real family example is added before launch. Example with 2027 plan-year prices retrieved on October 24, 2026. This is an estimate, not a quote or an eligibility determination: your premium and any financial help are determined by the Marketplace based on the information you provide. Plans vary by county.

You do not have to shop alone

A family agency in Miami, licensed in eleven states, that enrolls and renews by phone. Our help costs you nothing.

  • Agents at the window 3

    Maria, Harry and Diego help you in person in Miami, by phone or online. The same agent all year.

    Agents of Sunlife Insurance LLC as of October 24, 2026.
  • People insured 1,400+

    More than 1,400 people have health coverage today through our agency.

    People covered on active policies as of October 6, 2026. Agents may receive compensation from the carrier when you enroll. No obligation to enroll.
  • Carriers in Florida 5

    Florida Blue, Ambetter, Oscar, UnitedHealthcare and Molina. We compare the options available in your county.

    Carriers the agency is contracted with as of October 24, 2026. Availability varies by county.

What could you pay per month?

A real estimate for your county and your household, without sharing your personal information. Five steps, two minutes.

This is an eligibility estimate, not a quote or a final price. A licensed agent reviews your household and confirms exact eligibility and cost before you enroll.

Illustrative image: a couple with two small children, smiling, across the desk from an adviser seen from behind.

How we help

Like at the window: you tell us who lives in your household, we tell you the price, and we finish it together.

  1. 1
    See your estimate

    Your ZIP code, your household and your approximate income. The result shows the lowest price in each metal level, with the estimated help already taken off.

  2. 2
    Talk to a licensed agent

    Call or book a phone appointment. Your agent reviews what you can cover and recommends the plans that fit your family and your budget.

  3. 3
    Enroll with the price in front of you

    We compare the carriers available in your county. Nothing is sent to the Marketplace until you review it and agree.

Real reviews from real clients

Three of the agency's 75 public Google reviews (as of August 21, 2026), complete and unedited.

Harry Froget is very helpful, profesional and solve what you are looking for. Understand your needs.

Maru Larrazabal · Google review

The best and the most accurate insurance office I have ever been. Good people, good results.

luis quintanales · Google review

Professional and personal service. Highly recommended for personal and corporate taxes.

Gabriela Vera · Google review

See all reviews on Google

Would you rather we call you?

Leave us the basics and a licensed agent calls you during office hours. No cost and no obligation.

  • We call you, in Spanish or English, at the number you give us.
  • We do not ask for your Social Security number or documents on this site.
  • Nothing is sent to the Marketplace until you review your information and agree.

Talk to an agent today

I would rather you call me

Mon–Fri 10:00 a.m.–6:00 p.m. · Sat 9:00 a.m.–5:00 p.m., Miami time

Frequently asked questions

The five families ask most at the window.

Are you HealthCare.gov or a government agency?
Sunlife Insurance LLC, doing business as SimpleCare Insurance, is a licensed independent insurance agency; we are not the Health Insurance Marketplace®, HealthCare.gov or a government agency. The government's site for the Marketplace is HealthCare.gov. Eligibility for Marketplace coverage and financial help is determined by the Marketplace based on the information you provide. We help you compare the options and complete your enrollment, at no cost to you. "Obamacare" is the common name for the Affordable Care Act.
Which insurance carriers do you compare?
In Florida we compare the available health plans from Florida Blue, Ambetter, Oscar, UnitedHealthcare and Molina. Which carriers and plans you can choose depends on your county and your eligibility, so your agent checks by phone what is actually available at your address before recommending a plan.
Can I keep my doctor?
Often, but it must be checked plan by plan. Every plan has its own provider network and drug list, so have the names of your doctors and your current medicines at hand when you talk with your agent by phone. We look each one up in the plans available to you before you enroll, not after.
Can I add dental and vision coverage?
Yes. Most adult Marketplace health plans do not include routine dental or vision care, but you can add a separate dental and vision plan. Your agent tells you by phone which carriers offer those plans in your county and reviews the benefits, provider network, waiting periods and monthly cost with you so you can decide.
What counts as a life change that lets me enroll now?
Common qualifying life events include losing other health coverage, moving to a new area, getting married, and having or adopting a child. Certain changes in income or immigration status can also qualify. Each has its own deadline, usually 60 days from the event. Tell us what changed and when, and we will confirm whether a Special Enrollment Period applies.
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